Privacy policy

This Privacy Statement describes how 806 Mortgage, LLC, a Texas limited liability company uses the information you provide.

You may choose to provide information about yourself in order to be contacted by 806 Mortgage, LLC, a Texas limited liability company regarding loan products and/or services, to receive a response to your question or inquiry, or to gain access to your online account. Such information may include the following:

• Your name
• Your company name
• NMLS number
• IP address
• Contact information including phone number email address
• Information about your business
• Information about your interactions with 806 Mortgage websites
• Geolocation data
• Professional or employment-related information
• Financial information
• Other information you choose to provide via a telephone call, letter or e-mail

806 Mortgage may collect the above information via the online broker agreement form, contact fields, telephone calls, emails to 806 Mortgage, letters and documentation provided to 806 Mortgage and your activity on our website.

If you are a borrower or a potential borrower and your loan officer submits a loan application to 806 Mortgage on your behalf, 806 Mortgage may also receive any or all of the following categories of personal information in order to evaluate your loan application and credit worthiness, potentially approve and close a loan for you, and subsequently service any approved loan.

• Contact information: name, property address, email address, telephone numbers
• Credit information: credit score, social security number, prior addresses, account information, birth date
• Financial information
• Employment and education information
• Tax information
• Forms of personal identification such as driver’s license or passport, visa information
• Information about your property or the property you are attempting to purchase obtained through publicly available sources and/or an appraisal

Because of the financial nature of our business, 806 Mortgage websites are not designed for use by children under the age of 13 and those not of legal age to contract. Therefore, 806 Mortgage does not knowingly attempt to solicit or receive any information from children. Additionally, 806 Mortgage does not have services available for those younger than the legal age to contract and as such does not knowingly attempt to solicit or receive any information from those under the age of 16. 806 Mortgage does not sell the personal information of minors.

The personal information 806 Mortgage receives about you is provided: by you directly to 806 Mortgage; on your loan application; online forms you complete; documentation provided in connection with the underwriting process or for consideration of a loan modification; information and/or documentation you provide to be approved to submit loans to 806 Mortgage; emails and letters you send to 806 Mortgage; phone calls with 806 Mortgage; and your activity on 806 Mortgage websites.

806 Mortgage identifies for you what information is required to fulfill any particular request on our Website, be considered for approval to submit loans to 806 Mortgage, and be considered for a residential mortgage loan. If you choose not to provide mandatory information, 806 Mortgage will not be able to provide you the service you are requesting.

Primarily, the information you provide will be used to: contact you and better understand your needs; allow access to our servicing system if you have a loan with us; review your loan application for approval; and underwrite your loan request. You understand that by submitting your information through this Website or by other means to 806 Mortgage, you agree to be contacted regardless of registration with any federal, state or local Do Not Call list, Do Not Mail list, or any other comparable list or registry. By providing information to 806 Mortgage through this Website, a telephone call, an e-mail, letter or by any other means permitted by 806 Mortgage, you authorize 806 Mortgage to engage in the following uses of your information:

• to improve its products and services
• to periodically market its products and services, telemarket its products and services, and send promotional emails and advertisements to you
• to contact you
• to perform services you request of 806 Mortgage including but not limited to reviewing credit worthiness for requested loan approval, service your loan, respond to your inquiries/requests, underwrite your loan application, review your account for possible loan modification
• to complete any other task requested of 806 Mortgageor necessary to perform the underlying services for which you have contacted 806 Mortgage directly or indirectly via your loan officer

If you do not wish to receive information regarding 806 Mortgage products and services, you may opt-out during your account registration, within any future communications or by sending an Email to jim@806mortgage.com Please designate within your opt-out request your email address, property address, loan number (if applicable), and telephone number as well as from what communications you wish to opt-out. You may also update your contact preferences by logging into your account. There are situations when we disclose your information to third parties. For example, we may share your email address and other personal information with mortgage brokers regarding mortgage products that may be available to you.

While we respect and honor your privacy preferences as you have expressed, there may be times we need to contact you to inform you of a specific change that may have an impact on your ability to use 806 Mortgage's services or other critical non-marketing purposes. We may also contact you to respond to any specific request you may submit.

806 Mortgage has measures in place directed to safeguarding the information you provide. Such measures include, but are not limited to, implementing policies and procedures regarding data security.

Please note, no data transmission over the Internet or any wired or wireless network can be guaranteed to be 100% secure. 806 Mortgage recommends you do not send any confidential information and/or nonpublic personal information by e-mail. If you choose to send confidential information and/or nonpublic personal information to 806 Mortgage via e-mail, you accept all risk that such information may be intercepted by a third party.

For certain aspects of the loan process and to provide certain services to you, 806 Mortgage or utilizes service providers including, but not limited to, appraisal management companies, title companies, closing attorneys, due diligence firms, sub-servicers, consultants, temporary workers, attorneys, third-party developers and technology companies and others as necessary. For example, we may utilize service providers to send Emails to you. In order for service providers to assist 806 Mortgage, we may need to share your personally identifiable information. Service providers are not authorized and are strictly prohibited from utilizing your personally identifiable information for any purpose other than those proscribed by 806 Mortgage in connection with the services they provide on 806 Mortgage's behalf. There are situations when we disclose your information to third parties. For example, we may share your email address and other personal information with mortgage brokers regarding mortgage products that may be available to you.

At times, 806 Mortgage may be required to disclose your personal information to including, but not limited to, state and federal agencies, regulatory authorities, attorneys, and/or other parties as the result of a legal obligation, subpoena, or legal requirement.

• Cookies: A “cookie” is a small file that is assigned by the web server to your computer. The use of cookies allows 806 Mortgage to identify which pages of the site are accessed. That information is then used to improve the Website and your online experience. Assigning a cookie to your computer does not provide 806 Mortgage access to your computer or any of the information contained on your computer and your computer is not harmed by 806 Mortgage's use of cookies. Most web browsers afford you the option of modifying your settings to reject cookies should you choose. However, declining cookies may interfere with your ability to take full advantage of the features of this Website.
• Website Usage Data: Our websites may track usage data, including but not limited to, your IP address, your page views and links clicked, your browser type and version, and other aspects of how you interact with 806 Mortgage's websites. 806 Mortgage utilizes this information in the aggregate and on an individual level to better understand how our website is being used, to improve site offerings, for troubleshooting and other issue resolution purposes. This data may also be utilized to help 806 Mortgage provide coaching on the various tools the site has to offer and provide you with a more personalized website experience or assist with technical support questions. We may also utilize it to send you specific offers or promotions. If you do not wish to receive offers or promotions, simply indicate your preferences through your online account or send an Email to jim@806mortgage.com. Again, 806 Mortgage does not share your information with third-party companies for their marketing or promotional use and we do not track URLs that you type into your browser, nor do we obtain any information about your usage across the internet once you leave 806 Mortgage website.

Your information may be transferred in connection with a sale, merger, transfer, exchange or other disposition (whether assets, stock or otherwise) of all or a portion of the business of 806 Mortgage. You will have the opportunity to opt-out of further secondary use of your information following any such change in control.

806 Mortgage has a presence on various social media outlets in an effort to connect with our clients, customers and to connect with potential clients. Your activity on third-party websites is governed by the security, policies and terms of use of each third-party website. You should review the privacy policies of the third-party website before using it and ensure you understand how your information may be used before providing it. The information posted on or directed on 806 Mortgage social media profiles is generally available to the public. To protect your privacy, do not include sensitive personal information or any other information you want to keep private in your social media activity, comments or responses. Any information shared on 806 Mortgage's social media pages may be archived independently on, and retention of such information is governed by, the third-party website.

You might find links to third party websites on this Website. These websites should have their own privacy policies which you should read and understand before using their site. 806 Mortgage does not accept any responsibility or liability for their policies or for the security of information you submit through a third-party website whatsoever as 806 Mortgage has no control over third-party websites.

806 Mortgage reserves the right to modify this Privacy Statement at any time without notice, but the most current version of the Privacy Statement is available to you by clicking on the link at the bottom of this Website. By continuing to use the Website and the services available through it, after the date of any change to this Privacy Statement, including accessing the Website, you agree and acknowledge acceptance of the Privacy Statement in its most current version.

By using this Website, you agree to 806 Mortgage's Privacy Statement and to the use of the information 806 Mortgage receives and collects as stated herein and in ways 806 Mortgage may notify you of in the future. By providing any personal information to this site, you acknowledge that you fully understand and consent to the collection and processing of such information. 806 Mortgage reserves the right at its discretion to modify this Privacy Statement at any time. Your continued use of this site following the posting of changes to these terms indicates your acknowledgment and acceptance of all changes.

Should you still have questions regarding 806 Mortgage's use of your information, privacy policies and practices, you may contact 806 Mortgage using the below information:

806 Mortgage LLC
720 FM 1317

Tahoka Texas 79373
jim@806mortgage.com
(806)601-2510